Bharat Cred Solutions
Lending & Recovery

Lending Solutions

Sourcing and disbursal channels that scale with you

Growing disbursals requires more than a product — it needs a distribution engine. We build and manage DSA networks, co-lending partnerships, and digital sourcing channels so your loan book scales without your operations team scaling linearly alongside it.

RBI Regulatory FrameworkCompany Law Compliant ProcessConfidential Handling

What we do

DSA and channel partner onboarding, empanelment, and management
Co-lending and business correspondent partnership structuring
Lead sourcing operations across digital and offline channels
Credit-appraisal support and file quality checks pre-disbursal
Partner incentive design and performance tracking
Geographic expansion planning for new distribution markets

How it works

1

Channel Mapping

We identify the DSA, BC, and digital channels best suited to your product and target segment.

2

Partner Onboarding

Empanelment, training, and system access are handled so partners start sourcing quickly.

3

Quality Control

Every file is checked for credit and documentation quality before it reaches underwriting.

4

Scale & Optimize

We track partner-wise performance and reallocate volume toward what's working.

Eligibility Criteria

  • Licensed NBFC or bank with an active lending product
  • Defined target segment and credit policy
  • Willingness to onboard and manage a partner network

Documents Required

  • Credit policy and product program documents
  • DSA / BC empanelment agreements
  • Co-lending partnership terms (if applicable)
  • Existing sourcing and disbursal data for baseline analysis

Pricing

Structured as a mix of setup fee and ongoing partner-management retainer, scoped to your target volume.

Frequently Asked Questions

Who is typically eligible for our Lending Solutions service?

Licensed NBFC or bank with an active lending product. Defined target segment and credit policy. Willingness to onboard and manage a partner network.

What documents are required for Lending Solutions?

Typically: Credit policy and product program documents, DSA / BC empanelment agreements, Co-lending partnership terms (if applicable), Existing sourcing and disbursal data for baseline analysis.

How does pricing work for this engagement?

Structured as a mix of setup fee and ongoing partner-management retainer, scoped to your target volume.

Ideal for

  • NBFCs expanding disbursal volume
  • Banks running co-lending programs
  • New lenders building a distribution network from zero

Get Started with Lending Solutions

Tell us where you are and we'll get back to you within one business day.

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