NBFC Registration
From incorporation to RBI Certificate of Registration
Setting up a Non-Banking Financial Company means navigating capital adequacy norms, fit-and-proper director criteria, and layered RBI documentation. We manage the entire licensing journey so your team can focus on building the lending business, not the paperwork behind it.
What we do
How it works
Structuring
We assess your business model and design the entity and capital structure RBI expects to see.
Documentation
Every policy, board resolution, and disclosure RBI requires is drafted and reviewed with you.
Filing & Liaison
We file with RBI and manage clarifications and follow-ups until the Certificate of Registration is issued.
Activation
Once licensed, we hand over a ready compliance calendar so operations can start immediately.
Eligibility Criteria
- Indian-incorporated company (or entity willing to incorporate one)
- Promoters able to meet RBI's fit-and-proper criteria
- Capital plan aligned to RBI's Net Owned Fund thresholds for the NBFC category
Documents Required
- Certificate of Incorporation
- MOA & AOA
- Detailed business plan / project report
- Net worth certificates of directors and shareholders
- KYC of directors and shareholders
- Board resolutions and fit-and-proper declarations
- Bankers' report and net owned fund certificate
Pricing
Engagement pricing depends on entity complexity and NBFC category — we scope this on a strategy call before any commitment.
Frequently Asked Questions
Who is typically eligible for our NBFC Registration service?
Indian-incorporated company (or entity willing to incorporate one). Promoters able to meet RBI's fit-and-proper criteria. Capital plan aligned to RBI's Net Owned Fund thresholds for the NBFC category.
What documents are required for NBFC Registration?
Typically: Certificate of Incorporation, MOA & AOA, Detailed business plan / project report, Net worth certificates of directors and shareholders, KYC of directors and shareholders, Board resolutions and fit-and-proper declarations, Bankers' report and net owned fund certificate.
How does pricing work for this engagement?
Engagement pricing depends on entity complexity and NBFC category — we scope this on a strategy call before any commitment.
Ideal for
- •Founders launching a new lending business
- •Existing companies diversifying into lending
- •Fintechs seeking a balance-sheet lending license
Explore related services
Get Started with NBFC Registration
Tell us where you are and we'll get back to you within one business day.