Bharat Cred Solutions
NBFC & Licensing

RBI Licensing

Beyond registration — license category changes, upgrades, and specialised RBI approvals

NBFCs often need RBI's approval again well after their first Certificate of Registration — moving between layers under scale-based regulation, adding permitted activities, or securing specific approvals. We manage these licensing events with the same rigor as a first-time registration.

RBI Regulatory FrameworkCompany Law Compliant ProcessConfidential Handling

What we do

Scale-based regulation (SBR) layer classification and upgrade advisory
Approval applications for change in control, management, or shareholding
Certificate of Registration amendments for new permitted activities
RBI correspondence and clarification management for licensing matters
Regulatory impact assessment before major structural changes
Liaison support for specific RBI approvals and no-objection certificates

How it works

1

Assessment

We review your current license, structure, and the specific regulatory event you're navigating.

2

Application Strategy

We determine the right approval route and prepare the supporting rationale RBI expects.

3

Filing & Liaison

We file the application and manage every clarification round until it's resolved.

4

Confirmation

Once approved, we update your compliance calendar to reflect the new licensing position.

Eligibility Criteria

  • Existing RBI-registered NBFC in good standing
  • A clearly defined licensing event — upgrade, change in control, or new activity
  • Updated financials and governance records available for review

Documents Required

  • Existing Certificate of Registration
  • Updated shareholding and management structure
  • Board resolutions authorizing the change
  • Updated financial statements and net worth certificates
  • Rationale / business case for the licensing change

Pricing

Scope and cost depend on the specific licensing event — we'll outline this clearly before starting.

Frequently Asked Questions

Who is typically eligible for our RBI Licensing service?

Existing RBI-registered NBFC in good standing. A clearly defined licensing event — upgrade, change in control, or new activity. Updated financials and governance records available for review.

What documents are required for RBI Licensing?

Typically: Existing Certificate of Registration, Updated shareholding and management structure, Board resolutions authorizing the change, Updated financial statements and net worth certificates, Rationale / business case for the licensing change.

How does pricing work for this engagement?

Scope and cost depend on the specific licensing event — we'll outline this clearly before starting.

Ideal for

  • NBFCs moving between SBR layers as they scale
  • NBFCs changing ownership, management, or shareholding structure
  • NBFCs adding new permitted business activities

Get Started with RBI Licensing

Tell us where you are and we'll get back to you within one business day.

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